New York Insurance Discount Only

1. Remove as many as four (4) points on your driving record. The DMV computer will automatically note your eligibility to receive the reduction.
2. Receive a minimum 10% reduction in the base rate of your automobile and motorcycle liability and collision insurance premiums each year for three years.

Approved schools issue drivers who complete the course a certificate that is submitted to the insurer.

The school will notify the DMV of your completion. A notice will then be entered on your driving record, and the DMV will automatically reduce your active point total by up to four points. Completion of a course under the "Point & Insurance Reduction Program" does not remove, delete, subtract, or erase any violation, conviction, or notice of original number of points from your driving record. Even after you complete the course, most violations, conviction and points assessed will continue to show on your driving record for up to four years. Violations and convictions involving drugs or alcohol will remain on your driving record for ten years. "Point reduction" means the DMV will not count up to four points on your driving record toward license revocation or suspension.